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	<title>ShebangLinux | Costello Phelps | Activity</title>
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				<title>Costello Phelps posted an update: 「阿明，張張卡都爆咗㗎，最低還款額都找唔到...」凌晨三點嘅螢幕光，映住陳生張憔悴嘅臉。滙豐信用卡、私人貸款、稅務貸 [&#133;]</title>
				<link>https://www.shebanglinux.com/activity/p/14717/</link>
				<pubDate>Sat, 08 Nov 2025 14:54:03 -0500</pubDate>

									<content:encoded><![CDATA[<p>「阿明，張張卡都爆咗㗎，最低還款額都找唔到&#8230;」凌晨三點嘅螢幕光，映住陳生張憔悴嘅臉。滙豐信用卡、私人貸款、稅務貸款，月供好似滾雪球越嚟越大。佢撳開滙豐網銀個「總結餘」，個數字刺眼到令人心寒。</p>
<p>&#x1f4a3; **你係咪都喺度經歷緊？**</p>
<p>➜ 月頭出糧未焗熱份糧單，已經被自動轉賬扣走大半？</p>
<p>➜ 收到滙豐催收信，隻手震到唔敢拆？</p>
<p>➜ 諗住「借新還舊」，點知利息疊利息，深陷無底洞？</p>
<p>➜ 驚被入稟法院，甚至收到破產令通知書？</p>
<p>陳生嘅故事，唔係個別例子。據金管局最新統計，香港私人貸款拖欠比率連升三季，經濟下行壓力下，唔少中產甚至專業人士都陷入債務漩渦。滙豐作為本港最大發卡行之一，相關債務問題更係牽連甚廣。</p>
<p>&#038;#x1f&hellip;<span class="activity-read-more" id="activity-read-more-14717"><a href="https://www.shebanglinux.com/activity/p/14717/" rel="nofollow ugc">[Read more]</a></span></p>
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				<title>Costello Phelps became a registered member</title>
				<link>https://www.shebanglinux.com/activity/p/14694/</link>
				<pubDate>Sat, 08 Nov 2025 14:14:55 -0500</pubDate>

				
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